Monthly Archives: January 2014

Two 4 One

Another great bargain.

I was shopping at one of my fav discount places over the weekend and noticed they had a sale on a name brand shampoo I use. I am not going to mention the product or store name because the frugal soul that I am understands if a major store chain, or product wants my endorsement they will need to pay for it.

Anyway the deal. Buy the shampoo and get the creme rinse for free. I was a little weary at first but went out on a limb and picked it up at a cost of $4.77. Later I was shopping at a retail grocery store and noticed the shampoo or creme rinse alone each priced atΒ $4.89. I returned to the discount store and purchased a dozen more 2 for 1 specials. πŸ™‚

We now have a years supply of shampoo and conditioner @ $50.00 less than the retail value.

Honestly, I am enjoying this cost cutting adventure, it is a blast. There is a sort of rush you get when finding that big deal. And this was a big deal!

Happy frugal weekend all!

My Beloved Olive Oil

I have been busy recently working on other blogs, etc and haven’t really written on the frugal end. Although there is so much to say on the subject. But today I came across an article online

Your Olive Oil is Fake

that has me seeing red, not green! First let me thank the poster of the article for bringing this to our attention. Yes the truth hurts but we need to hear it. Next let me say that although I am frugal there are some things I simply do not skimp on because of health benefits. Olive oil being one of those items.

I am absolutely livid to learn I have wasted hard earned dollars, and if you don’t know this, olive oil ain’t cheap. Even these so called fake brands are expensive.

So what did I learn today from this painful truth. First you cannot trust anyone when it comes to your health. Before you purchase anything that is a significant health benefit to you, do the research, and second “real olive oil” is apparently not great to cook with.

Sigh, more New Years rethinking on the horizon.

 

 

The Christmas Credit Card Bill

Yes it arrives just after we ring in the New Year without fail. Time to pay the piper for the excessive celebrating right?

Two years ago I asked myself that question. Is this really the price I need to pay every year in order to enjoy celebrations with friends and family? My answer was “no”.

I asked myself a few questions.

1. Am I willing to give up the Christmas fun to save money?

2. Is there any other way I can stop the pain and anxiety of that horrible bill that slides into the mail box each January to destroy the holiday high?

To the first question I answered no way. And so in January of 2013 I started budgeting for Christmas so as not to increase our debt load further and at the same time still enjoy the season.

I am no brain surgeon, and clearly those who know me will readily agree πŸ™‚ But I did make a smart move a year ago. I pre budgeted for Christmas 2013 in January of 2013.

The results:

SAM_0620With this successful result under my belt, next steps blog about and implement a weekly/monthly budget plan.

I read somewhere that millionaires actually plan out their weekly spending. This got me thinking, why on earth shouldn’t we do the same?

Happy New Year and stay tuned. We are on the way to becoming debt free!