Category Archives: self help

Frugal & Creative

This winter was a long and cold one. And actually it was perfect weather for one of my favorite hobbies, crocheting. Not only is crocheting creative, it can also be quite inexpensive.

Below are pics of some items I made over the winter:

485552_213434898866098_601066370_n 971886_210003905875864_463550576_n 988475_218713511671570_5441330476542192490_n 1498005_218946074981647_3653091506292146424_o 1511732_170263979849857_1455914344_o 10015062_218945944981660_3459898313074354460_n 10171292_213137945562460_686363748_n 10249711_218499638359624_472578492736908865_n 10250253_218750348334553_8046801952445703678_nCheap can be very good!

 

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The Frugal Gardener

Radishes, lettuce, rabbi, beans, green onion, beets, pumpkins, peppers, carrot and assorted flowers.

20 bucks:

SAM_080380 plants:

SAM_0809If half of these seeds take the savings over traditional nurseries will be huge. Add the new blooms to a fusion garden (low water usage) and save even more. Enjoy the fresh veggies over the summer and save on groceries. Finally if the weather cooperates and the harvest is good share with friends, neighbors and family.

A cheap and fun, win/win/win/win… priceless.

Share your tips on how you save money on gardening.

And Happy frugal gardening!

Two 4 One

Another great bargain.

I was shopping at one of my fav discount places over the weekend and noticed they had a sale on a name brand shampoo I use. I am not going to mention the product or store name because the frugal soul that I am understands if a major store chain, or product wants my endorsement they will need to pay for it.

Anyway the deal. Buy the shampoo and get the creme rinse for free. I was a little weary at first but went out on a limb and picked it up at a cost of $4.77. Later I was shopping at a retail grocery store and noticed the shampoo or creme rinse alone each priced at $4.89. I returned to the discount store and purchased a dozen more 2 for 1 specials. 🙂

We now have a years supply of shampoo and conditioner @ $50.00 less than the retail value.

Honestly, I am enjoying this cost cutting adventure, it is a blast. There is a sort of rush you get when finding that big deal. And this was a big deal!

Happy frugal weekend all!

My Beloved Olive Oil

I have been busy recently working on other blogs, etc and haven’t really written on the frugal end. Although there is so much to say on the subject. But today I came across an article online

Your Olive Oil is Fake

that has me seeing red, not green! First let me thank the poster of the article for bringing this to our attention. Yes the truth hurts but we need to hear it. Next let me say that although I am frugal there are some things I simply do not skimp on because of health benefits. Olive oil being one of those items.

I am absolutely livid to learn I have wasted hard earned dollars, and if you don’t know this, olive oil ain’t cheap. Even these so called fake brands are expensive.

So what did I learn today from this painful truth. First you cannot trust anyone when it comes to your health. Before you purchase anything that is a significant health benefit to you, do the research, and second “real olive oil” is apparently not great to cook with.

Sigh, more New Years rethinking on the horizon.

 

 

Debtless & Cheap – Is Bigger Really a Bargain?

Gone are the days when buying in bulk guarantees savings.

My brand of laundry detergent is on sale right now for $4.88/25 load bottle. So yesterday I went to the shops to pick some up. The larger bottle $16.89/ 54 loads was beside it on the shelf.

I did the math:

Small bottle – 25 loads @ 4.88 x 3 = 14.64 & nets 75 loads

Large Bottle – 54 loads @ 16.89 x 1 = 16.89 & nets 54 loads

3 small bottles total $2.25 in savings and 21 more loads, significant!

Guess this proves the old adage, “Bigger is not always better” or in this case cheaper.

The Zany Blogger

I am amazed how fast November has flown by. After this entry there are 3 posts to go and I am starting to wonder what to do with myself next month to stay out of trouble.

Anyway as the month fizzles away the posts seem to be getting more and more punchy. Trying to find something to write about every day has been an enjoyable and eye opening challenge.

Therefore without further introduction let me present my latest silly post.

He called you what?!

So yesterday while I was talking to someone in real time. I got around to asking him if he was enjoying the blog.

He told me he didn’t have a lot of spare time, but had read some of my “zany” posts.

Later when I got home the worry wart in my brain starting singing.
“He called you zany that means crazy. He must not think much of you,” and on and on it went.

I quieted the wart with a dose of compound positivity and got to thinking about the word zany.

I thought about what it means, light, easy going, silly, free spirited,
funny. “Well that’s not so bad,” I reminded myself, considering that is what I look for in life as often as possible. Actually, if I am honest with myself it is probably exactly what I was going for in the posts. For someone like me who is allergic to labels I guess you might say I’m turning into a hypocrite. I really, kinda love this label.

Here’s an idea, maybe I can call myself ‘The Zany Blogger’. It works doesn’t it?

How do you handle the worry wart choir that plays in your head?
Love it or hate it, I don’t think we can ever silence it. Just maybe though, we can have a little fun with it?

Cycling Through The Winter Blues

The weather turned icy and cold here today as it normally does around this time of year in Canada. Gone are the warm summer breezes and brisk, bright autumn days, replaced by winters’ icy touch.

With the colder temps setting in it is time to store the bike. I will miss that little piece of metal on wheels. We started a new adventure together this year and I learned about possibilities. It also reminded me how to feel like a kid again.

It was a good fall season, no worries or regrets because as soon as the weather warms up and the ice melts I will be out there pedaling along the streets and down through the parks once more, offering a smile and sincere “Good day” to those I pass by.

The winter time in Canada brings with it darker and colder days and for those of us who live in this climate, exercise is crucially important. A couple of months without sun can lead to depression, aka cabin fever.

With the bike tucked away in the garage, I turn back to the treadmill. It is perfectly situated beside a window overlooking the park. As I have done for many years over the winter months I will spend hours walking miles while watching snow storms and winter winds blow.

I have used that machine to walk through many a winter blahs. Worrying, at times, that there was nothing more for me. Thinking I would spend the rest of my life on a treadmill leading to no where.

But there is more, and the cycling adventures are proving it to me. Life is a journey. There are steps to be taken in order to grasp more of it.

Walking the treadmill built strength in my legs. This strength allowed me to hop back on the bike and continue the journey. A journey 4 years ago didn’t cross my mind.

Life has ups and downs, and sometimes we want to give up. Maybe it is true what they say, “we just have to keep going.” And when an opportunity to do something new presents itself, go ahead and give it a try.

“Step out, risk, live, love and laugh.” These are more than words, or pretty cliches. They are real time events to be experienced each day.

What new thing can you try today?