Yes it arrives just after we ring in the New Year without fail. Time to pay the piper for the excessive celebrating right?
Two years ago I asked myself that question. Is this really the price I need to pay every year in order to enjoy celebrations with friends and family? My answer was “no”.
I asked myself a few questions.
1. Am I willing to give up the Christmas fun to save money?
2. Is there any other way I can stop the pain and anxiety of that horrible bill that slides into the mail box each January to destroy the holiday high?
To the first question I answered no way. And so in January of 2013 I started budgeting for Christmas so as not to increase our debt load further and at the same time still enjoy the season.
I am no brain surgeon, and clearly those who know me will readily agree 🙂 But I did make a smart move a year ago. I pre budgeted for Christmas 2013 in January of 2013.
I read somewhere that millionaires actually plan out their weekly spending. This got me thinking, why on earth shouldn’t we do the same?
Happy New Year and stay tuned. We are on the way to becoming debt free!